Roth IRA CAGR Calculator
Growth of tax-free retirement savings.
Runs locally in your browser — your numbers never leave this pageTry: Contributions=60000, Current value=140000, Years=20 → $60,000, $140,000, 20, 4.33%
How to use
A Roth IRA grows and withdraws tax-free. CAGR shows its annualized return, a clean number since taxes never touch the balance.
Formula
CAGR = (EV / BV)1/n − 1
Contributions are after-tax, so the ending value is entirely tax-free in retirement.
FAQ
Why is Roth special here?
No tax drag on growth or withdrawal, so the CAGR you see is what you keep.
Does this count contribution limits?
No, it is a pure return math; check IRS caps separately.
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