Debt to Income Calculator
Your debt burden as a percentage.
Runs locally in your browser — your numbers never leave this pageTry: Monthly debt=2000, Monthly income=6000 → $2,000, $6,000, 33.33%
How to use
Debt-to-income ratio compares monthly debt payments to gross monthly income. Lenders use it to gauge borrowing capacity.
Formula
DTI = Monthly debt / Monthly income
FAQ
What DTI is acceptable?
Many lenders prefer 36% or below, sometimes up to 43% with strong files.
Which debts count?
Usually minimum payments on loans, cards, and the new mortgage.
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