FinCalcs

Future Value Calculator

Find what a sum today becomes after earning a steady rate.

Runs locally in your browser — your numbers never leave this page
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Try: Present value=5000, Rate / period=6, Periods=10 → $5,000, 6.00%, 10, $8,954

How to use

Future value projects a present amount forward at a fixed rate per period. Used for savings goals and bond maturity estimates.

Formula

FV = PV (1 + r)n

PV = present value, r = rate per period, n = number of periods.

FAQ

Should r be annual or per period?

Use the rate for whatever period n counts. If n is years, r is the annual rate.

Does this include contributions?

No, it is a single lump sum. Add regular deposits separately with an annuity calculator.

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