FinCalcs

Cash on Cash Return Calculator

Return on the cash you actually put in.

Runs locally in your browser — your numbers never leave this page
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Try: Annual pre-tax cash flow=18000, Cash invested=150000 → $18,000, $150,000, 12.00%

How to use

Cash-on-cash return measures annual pre-tax cash flow against the cash you invested (down payment plus closing costs), reflecting leverage.

Formula

CoC = Annual cash flow / Cash invested

FAQ

Why not use cap rate?

Cap rate ignores financing; cash-on-cash shows your real out-of-pocket return.

Is it after tax?

This version is pre-tax; subtract taxes for a net figure.

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