Terms of Use

Acceptance

By using FinCalcs, you agree to these terms. If you do not agree, please do not use the site. The tools are provided free of charge for informational and educational purposes.

The tools are math, not advice

Every calculator applies a standard mathematical formula to the numbers you enter. The results are calculations, not financial, investment, tax, legal or accounting advice. You are responsible for how you use them and for any decision you make based on them.

Accuracy and availability

We work to keep the site correct and available, but we do not guarantee that it is error-free or always accessible. Formulas are standard public mathematics; any errors in presentation or calculation are corrected as soon as they are found.

Intellectual property

The formulas used are public mathematical knowledge. The site design, text, and code are the property of the site owner. You may use the tools freely but may not copy the site wholesale for your own commercial purposes.

Acceptable use

You may not use the site to distribute malware, attempt to disrupt the service, or scrape it in ways that damage availability. Automated bulk copying of the content is not permitted.

Limitation of liability

To the maximum extent permitted by law, the site owner is not liable for any loss or damage arising from use of the site, including reliance on calculation results. You use the tools at your own risk.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms. The version date below shows the latest review.

Terms reviewed 2026-08.

Governing law

These terms are governed by the laws of the site operator jurisdiction. If any provision is found unenforceable, the rest remains in effect.

Contact about these terms

Questions about these terms can be sent to hello@fincalcs.xyz. We review this page whenever the site or its hosting changes materially.

Automated scraping that interferes with site availability is not permitted, and we reserve the right to rate-limit or block abusive traffic.

By using these tools you agree that calculations are estimates, that your results depend on the inputs you provide, and that you will verify important figures with an independent source before relying on them for financial decisions. The tools are provided free of charge, and continued use implies acceptance of these terms as updated from time to time.